Expert Representation in the Appraisal Process

Decades of experience in construction and insurance to ensure fairness in claim disputes.

When insurance claim disputes can’t be resolved, most policies allow for the Appraisal Process. This process brings in three professionals:

✔️ Carrier Appraiser

Chosen by the insurance company to represent their interests.

✔️ Property Owner’s Appraiser

Chosen by the policyholder to represent their interests.

A neutral third party agreed upon by both appraisers to make the final decision if the two cannot agree.

✔️ Umpire

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At Elite Claims & Roof Inspections, we provide representation and expertise on both sides of the process:

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Property Owners

We ensure your damages are accurately documented, priced fairly, and meet all building code requirements. Our decades of experience in construction and claims help level the playing field against carrier appraisers.

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As Umpire

When chosen as the umpire, we remain strictly neutral. Our role is to examine the evidence, review estimates, and provide a fair, fact-based resolution both parties can rely on.

The Experience That Sets Us Apart

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When it comes to protecting your property, credentials matter. At Elite Claims & Roof Inspections, our expertise goes beyond surface-level inspections — it’s backed by decades of construction, roofing, and insurance experience.

✅ NRCIA Certified Forensic Roof Inspector

Trained to identify manufacturer defects, installation errors, and storm-related damages with precision.

✅ AAMA & ASTM Certifications

Specialized in detecting water and air intrusion in windows, doors, and exterior walls.

✅ Former Florida Licensed Building Contractor

Firsthand experience with construction methods, materials, and building codes.

✅ Former Florida Licensed Roofing Contractor

In-depth knowledge of roofing systems, repairs, and replacements.

✅ 20+ Years of Combined Experience

A unique blend of construction expertise and insurance insight that few can match.

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Frequently Asked Questions

  • If your insurance company has offered less than what you believe your damages are worth, an appraiser can represent your interests. They inspect the property, document damages, and ensure that repairs are properly valued according to building codes and real-world costs.

  • Each side is responsible for paying their chosen appraiser. If an umpire is needed, their fee is split equally between the insurance company and the property owner.

  • With decades of construction experience, prior contractor licenses, and certifications like NRCIA, AAMA, and ASTM, we know how to identify damages accurately and ensure code compliance. This expertise helps maximize the outcome for property owners in the appraisal process.

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"When our insurance company offered us far less than what it would take to repair our home, we felt completely overwhelmed. Jason came in, explained everything in plain language, and handled the process with such honesty and professionalism. Thanks to his expertise, we not only got a fair settlement but also peace of mind knowing someone was truly on our side."

- Angela D.

Ready to Protect Your Property?

Schedule your inspection or consultation today and gain peace of mind knowing you’re working with an expert who brings decades of experience, honesty, and a commitment to protecting your best interests every step of the way.